Are you a homeowner or planning to buy a new house? If so, you must have thought about protecting your home appliances and systems from unexpected breakdowns. That’s where a home warranty comes into play. A home warranty is a service contract that covers the repair or replacement of major appliances and systems in your home. But with so many home warranty companies in the market, it can be overwhelming to choose the right one. In this article, we’ll discuss who the number 1 home warranty company in the USA is and what makes them stand out from the rest.
What is a Home Warranty?
Before we dive into the topic, let’s first understand what a home warranty is. A home warranty is a service contract that covers the repair or replacement of major appliances and systems in your home. It is different from homeowner’s insurance, which covers damages caused by external factors like theft, natural disasters, or accidents.
A home warranty covers the cost of repairing or replacing home appliances and systems due to normal wear and tear. It can save you from the hassle of finding a reliable technician and paying a large sum of money to repair or replace your appliances.
Why Do You Need a Home Warranty?
A home warranty can provide peace of mind to homeowners, especially when unexpected breakdowns occur. With a home warranty, you don’t have to worry about the cost of repairing or replacing appliances and systems in your home. It can also save you from the hassle of finding a reliable technician and negotiating the cost of repair.
Who is the number 1 home warranty company in USA?
The answer to this question is subjective and depends on several factors. However, according to our research, the number 1 home warranty company in the USA is Choice Home Warranty.
Choice Home Warranty has been providing home warranty services for over a decade and has a reputation for excellent customer service. It offers comprehensive coverage for home appliances and systems, including air conditioning, heating, electrical, plumbing, and more. Choice Home Warranty also provides 24/7 customer service and has a network of qualified technicians to repair or replace your appliances.
What Makes Choice Home Warranty the Number 1 Home Warranty Company in USA?
There are several reasons why Choice Home Warranty is the number 1 home warranty company in the USA. Let’s take a look at some of them:
Comprehensive Coverage
Choice Home Warranty offers comprehensive coverage for major appliances and systems in your home, including air conditioning, heating, electrical, plumbing, and more. Its plans cover the cost of repair or replacement of covered items due to normal wear and tear.
Affordable Plans
Choice Home Warranty offers affordable plans to fit every homeowner’s budget. Its plans start as low as $36 per month, making it an affordable option for most homeowners.
24/7 Customer Service
Choice Home Warranty provides 24/7 customer service to its customers. You can contact its customer service team anytime, day or night, and they will be there to assist you.
Network of Qualified Technicians
Choice Home Warranty has a network of qualified technicians to repair or replace your appliances. Its technicians are licensed and insured, ensuring that your appliances are in good hands.
Quick Claim Processing
Choice Home Warranty processes claims quickly, ensuring that you get the repair or replacement you need as soon as possible. It has an average claim processing time of four days, which is faster than most home warranty companies in the market.
Positive Customer Reviews
Choice Home Warranty has positive customer reviews on various review sites like BBB, Trustpilot, and Google Reviews. Its customers praise its excellent customer service, affordable plans, and quick claim processing.
Other Top Home Warranty Companies in USA (cont.)
While Choice Home Warranty is the number 1 home warranty company in the USA, there are several other top home warranty companies in the market. Let’s take a look at some of them:
Best Home Warranty Companies of 2023
The home warranty companies with the best ratings include the following:
Liberty Home Guard
American Home Shield
Select Home Warranty
America’s First Choice Home Club
First American Home Warranty
Cinch Home Services
2-10 Home Buyers Warranty
The Home Service Club
ARW Home
Liberty Home Guard
Liberty Home Guard is a relatively new player in the home warranty industry, but it has already established a solid reputation for itself. The company offers comprehensive coverage plans for a variety of home systems and appliances, as well as optional add-ons for items like swimming pools and septic systems. Customers appreciate Liberty Home Guard’s easy-to-use online claims portal and responsive customer service team.
American Home Shield
American Home Shield is one of the oldest and most established home warranty companies in the market. It offers comprehensive coverage for home appliances and systems, including air conditioning, heating, electrical, plumbing, and more. Its plans start at $49.99 per month, and it has a network of over 15,000 licensed contractors.
Select Home Warranty
Select Home Warranty offers three plans to fit every homeowner’s budget. Its plans cover major appliances and systems, including air conditioning, heating, electrical, plumbing, and more. Its plans start at $36 per month, and it provides 24/7 customer service.
America’s First Choice Home Club
America’s First Choice Home Club offers a range of home warranty plans to suit different needs and budgets. The company’s plans cover a variety of home systems and appliances, as well as optional add-ons for items like septic systems and well pumps. Customers appreciate America’s First Choice Home Club’s flexible payment options and prompt service from licensed and insured contractors.
First American Home Warranty
First American Home Warranty is another well-established player in the home warranty industry, offering a range of coverage plans for home systems and appliances. The company’s plans include optional add-ons for items like pool and spa equipment, and customers appreciate the company’s user-friendly online claims portal and nationwide network of service technicians.
Cinch Home Services
Cinch Home Services (formerly known as TotalProtect) offers a range of coverage plans for home systems and appliances, as well as optional add-ons for items like home electronics and pest control. Customers appreciate Cinch’s easy-to-use online claims portal and 24/7 customer service support, as well as its transparent pricing and flexible payment options.
2-10 Home Buyers Warranty
2-10 Home Buyers Warranty is primarily known for its new home warranty coverage, but the company also offers home warranty plans for existing homeowners. The company’s plans cover a variety of home systems and appliances, as well as optional add-ons for items like pool equipment and central vacuum systems. Customers appreciate 2-10 Home Buyers Warranty’s prompt service and knowledgeable technicians, as well as its competitive pricing.
The Home Service Club
The Home Service Club (HSC) is a home warranty company that has been serving customers for over 20 years. The company offers a variety of coverage plans for home systems and appliances, as well as optional add-ons for items like pool and spa equipment. Customers appreciate HSC’s straightforward pricing and fast claims processing, as well as its commitment to customer satisfaction.
ARW Home
ARW Home is a home warranty company that offers coverage for home systems and appliances. The company has been in business for over a decade and prides itself on offering affordable and reliable coverage options.
ARW Home offers two main coverage plans: the Standard Plan and the Platinum Plan. The Standard Plan covers essential home systems and appliances, while the Platinum Plan offers more comprehensive coverage, including items like central air conditioning, plumbing stoppages, and garage door openers.
Total Home Protection
Total Home Protection offers comprehensive coverage for home appliances and systems, including air conditioning, heating, electrical, plumbing, and more. Its plans start at $45.33 per month, and it provides 24/7 customer service. It also has a network of licensed and insured technicians to repair or replace your appliances.
FAQs about Home Warranty
Here are some frequently asked questions about home warranty:
1. What does a home warranty cover?
A home warranty covers the cost of repairing or replacing major appliances and systems in your home due to normal wear and tear. It typically covers appliances like refrigerators, ovens, and dishwashers, and systems like air conditioning, heating, and plumbing.
2. How much does a home warranty cost?
The cost of a home warranty depends on several factors, including the level of coverage, the size of your home, and the provider. On average, a home warranty costs between $300 to $600 per year.
3. Are there any exclusions in a home warranty?
Yes, there are some exclusions in a home warranty. Home warranties typically don’t cover damages caused by external factors like natural disasters or accidents. They also don’t cover pre-existing conditions or damages caused by improper maintenance.
4. How do I file a claim with my home warranty provider?
To file a claim with your home warranty provider, you need to contact their customer service team. They will guide you through the process and provide you with a list of qualified technicians to repair or replace your appliances.
5. How long does it take to process a claim with a home warranty provider?
The processing time for a claim with a home warranty provider varies from company to company. On average, it takes between 24 to 48 hours to process a claim. However, some companies like Choice Home Warranty process claims as fast as four days.
6. Do I need a home warranty if I have homeowner’s insurance?
Yes, you need a home warranty even if you have homeowner’s insurance. Homeowner’s insurance covers damages caused by external factors like theft, natural disasters, or accidents. A home warranty covers the cost of repairing or replacing major appliances and systems in your home due to normal wear and tear.
Conclusion
In conclusion, a home warranty can provide peace of mind to homeowners by protecting their home appliances and systems from unexpected breakdowns. While there are several home warranty companies in the market, Choice Home Warranty is the number 1 home warranty company in the USA, offering comprehensive coverage, affordable plans, and excellent customer service. However, it’s always best to do your research and choose the provider that suits your needs and budget.